The picture is deceptive. The fenders attach to the frame via the rack at the rear, the seat stays at the "brake bridge", and at the bottom of the seat tube near the bottom bracket. The fenders and rack are SKS. The rack is aluminum and the fenders are that SKS plastic/aluminum sandwich material.
View attachment 198594
View attachment 198595
The tires are Vittoria Radonneur 700x40. I'm with ya with the reflective sidewalls, but most city bikes come with them. The flash lit them up, so they are not as garish as they look, but my next pair will probably be blackwall.