I like southern Indiana, Jeffersonville/Clarksville particularly. The weather is mild. I ride all year unless snow gets piled in the bike lanes or a blanket of sleet gets covered in snow. That happens every 3rd or 4th year. We have a bus to the discount center when that happens. I live a two blocks from a grocery, two dollar stores, a bank. A megastore (meiers) is 4 miles away by back streets & sidewalks. I'm 5 miles from the Ky center for the Arts which has symphony, ballet, opera. I park the bike out front, chained to a pole. I'm the same distance from Yum center, which has college basketball and big name music acts. I get there on back streets and a bike/hike bridge over the Ohio. KET public television has 2 1/2 adult channels with something interesting usually on view, for free with an antenna. There are Charge, Retro, This, and Moviestv free TV outlets which have interesting re-runs like Ed Sullivan UK Avengers & Danger Man. I play with the internet in the boring commercials. I have 8 mb/sec internet to a glass fiber drop 2 blocks away. $97 a month from ATT. There is cable TV available, that I don't have. There is a classical FM station (very rare) plus NPR and a high school FM station with great extremely broad selection (pop, rock, country) when the kids aren't DJing. There is a hopital e-room 1.5 miles from here. When I couldn't get my jaw set there Thanksgiving day 2017, I rode the bus over to the University teaching hospital in Kentucky where they did. Both take medicare. Doctor office is 1 mile away. There are 2 state universities and 4 private colleges in the area.
Costs are very low. Real estate tax is $850 a year on my 1000 sq ft house & 1/4 acre lot. Income tax is 5.7 %, $1000 deduction for being retired. Sales tax is 7% excluding food. No services ST. I paid about 1.3 years salary for my house. Spacing is so big around my house I can practice piano or organ at any time, or play loud records. Heat gas water sewers about $160 a month. I do air condition lightly to protect my pianos from mold. My window unit was $140. I lived 8 years after quitting work for <14k a year, no debt.
Nothing ever happens here. Earthquakes are force 5, tornadoes are force 1, storms are not nearly as exciting as Kansas was. Wind is getting to be a problem, is why a bought electric. Temps up to 100 summers, down to -8 winters, a few days of each. Biking as I do, my skin adjusts to be comfortable in each (capillaries open up in summer, close up in winter). I wear full cover in summer to prevent sunburn and wick off sweat, and up to 6 layers in winter, with 2 pairs gloves & socks over boots, + helmet liner. Murder rate is pretty low, mostly in the section 8 housing projects. The Ohio does flood occasionially, last catastrophic one was 1937. There are houses on hills. I'm going to jack mine up and replace the foundation since I like it right here in town. Theft is low, except gas scooters were a target last year. I store my bike in a very secure garage, it is too weird to attract thieves on the street or cabled up in parking lots. Last thief through my house opened everything, found a gold flash watch, whoopie. She forced a window. Previous thief forced a window upstairs and took a VCR. Big deal. My garage is much harder to get into since the guys hammered the door frame out of the block in 1994. Insurance covered all but $2000. I don't have a lot of stuff that sells in pawn shops, and what power tools I do have are in the garage with metal doors & frames anchored with screws in block now. Power tools are in a locked steel pickup box screwed to the floor.
There are back streets to go nearly everywhere I want to go. Nobody complains when I ride on sidewalks in major shopping areas, since I yield to pedestrians. I can ride the bike out to the country where I have 22.5 acres undeveloped land that I paid about 3 years salary for. Back streets & country lanes mostly, 1 mile of highway where the is a 3' wide berm I ride on. RE taxes on that country property are $800 a year. I only drive rental trucks these days when I bought something big.
E-bikes are totally unregulated. I obey the speed limit and traffic signs (when observed), never get talked to. Even motorcycles don't have to wear a helmet. (I do). There is no e-bike support from a shop but I'm here to ask questions. There is a Pedego dealer in Louisville but the two buyers I've met don't brag about his service dept. There is an experienced conventional bike shop in Clarksville, which I don't use much since I am an experienced mechanic/physicist. I do buy tires there, which don't show signs of being folded up in the box.
So welcome to the middle, in the fly-over state.