Pannier or backpack for city travelling?

But it came from the factory with a regular rack?
I don't know what is the regular one, but my model was shipped with the first one showed above in the OP. While the look of this model is sleek, it has the huge disadvantage of being attached to the (tilting) swingarm. I opted for (free) replacement with the other model. Ugly, but effective
 
@RMSDivine: I was not aware you had the FS R&M with suspended rack in your other threads. Now I can tell you your laptop is safe! :) (My remarks were pertaining to carrying the Ortlieb pannier unsuspended).
 
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