Thank you both for your time and comments; I really appreciate it! To answer some of pxpaulx's questions: As silly as it may sound given both bikes are fully suspended mountain bikes, I will probably use the bike to commute to work and ride on bike paths (some paved and some gravel or hard pack) more than anything else, which is why I liked the idea of the faster one. If I was going to primarily use it for real mountain bike terrain on actual mountain bike trails, the slower one would be fine. With that said, I do like the idea of having the ability to take it off road as well and perhaps even taking it bikepacking. I currently ride a dual sport and adventure motorcycle as well that I love to take off road as much as possible trying to minimize any pavement or "slab" time. I love camping off of it in the middle of nowhere, so the idea of combining some of that with the bike has a certain appeal to me. I hadn't considered not being able to fit the tires in bike racks, so thank you for that thought. The bike rack at my office wouldn't be a problem though as it has very large spaces, plus no one else seems to ride... Do I truly need 28mph? Of course I don't "need" it, but 20 seems just a bit too slow on the road... I actually wish I could just compromise and have a class 1 that cut off at 25mph as that seems about right, but no such luck unless I mess with the engine or the sensors, etc., which I'm not sure I want to do due to potential warranty and legal issues... I like the idea of the bigger tires for both traction and ride, but again, I don't "need" them...
With respect to some of heliswiss's comments. I will admit that the primary thing keeping me from pulling the trigger on the 45 is the fear of dropping this much money on something that could in the future (i.e. writing on the wall...) be determined not to be a bicycle in the state of Oregon. It's actually already fuzzy here as all of the information from official sources seems to indicate that anything over 20mph is not a bicycle... When I talk to dealers, however, they keep telling me that as long as there is no throttle pushing you over 20mph you are OK with a 28 mph or class 3 bike here. Multiple dealers are selling these types of bikes in Portland, and the chances of anyone ever stopping me on the 45 are probably pretty darn slim, but these things still don't mean it is technically legal, which really bugs me as I just don't want any hassles with the police or legal system in any way... With respect to the German Bulls website saying the Evo 45 is a 250W motor, I saw that too, but my guess was that was because all bikes are limited to 250W or less in Europe...???
Just to muddy the waters a bit, I literally just got off the phone with a dealer in my area that said they can still get the 2016 non plus version of the FS3 and it is $600 less than the plus and $600 - $1,000 less than the 45 depending on which dealer I buy from... I'm guessing this is probably the bike pxpaulx has and from what I can tell, I don't think there were any updates or differences between 2016 and 2017 other than the tire size and colors...??? Is this correct? I'm not sure bigger tires are worth $600... It may be worth more to me to go faster though, but not sure it is $1,000 worth it! I don't think I've ever had a harder time making my mind up and making a decision on something ever in my life! I've bought trucks, motorcycles, and even houses quicker than this with less research time! The money conscious side of me says, this is a gift and it is the answer, buy the cheaper version and be happy! Unfortunately, the other side of me says if I'm spending this much money to begin with, get whichever one I want the most and don't compromise, which again brings me back to the 45, I think, but with some reservations still...
Again thank you both for your comments and I welcome any additional thoughts or comments from you or others!!!