Am shopping for a fat tire (3-4) inch step-through ebike for a short rider. Am 5' 4" tall woman with a 29" inseam, so I need an ebike with a low minimum seat height. Will be riding the ebike on grassy rolling terrain with a few short, steep hills. Long range isn't important, but stability and ease of control of bike is, especially restarting the bike from a dead stop on a hill. Need a 750 watt motor with at least 80 nm of torque. I'm looking to get a substantial ebike rebate from our local city, so to meet their requirements, the bike can't be Class 3 out of the box, although unlocking the bike's max speed via software to class 3 would be ok. Also can't have a full rear suspension, nor have a motor bigger than 750 watts. Will be using the bike to play golf (please don't hate me.....), so will be suspending the golf bag from a carrier on the back rack. Max load on the bike (including the rider and golf bag) will be about 200 lb. Budget is about $2-2.7K. I live in a small town in Colorado, and none of our local bike shops stock any of the models I've been researching online: Aventon Aventure 1 and 2, Rad Rover 6+, Biktrix Classic Duo, Biktrix Hub Duo, Velotric Nomad 1, Cyrusher Kommoda, Magicycle Ocelot Pro, Blix Dubbel, Lectricebike XPremium, Biktrix Stunner. Therefore, going to a local shop to test ride any of these bikes isn't possible. Any suggestions? Thanks in advance for your help; I really need advice.