I read a report yesterday that there will be greater instability year-over-year and that ocean currents such as the Gulfstream are stalling and will fail. Insurers are already running the forecasts and initially are pulling out of Florida and California. Without insurance people can't get a mortgage. The flooding in your area was a 1:10,000 year event. Pfizer was hit by tornados yesterday. The heat wave in the S.W. is now expanding East. It is happening, now.