Airbag Jacket.

Cool, it would be nice to have different styles. moterc.jpg
 
I've had an airbag vest for a number of years for motorcycling after I totaled my machine going around a deer. Light, fits over anything. Horse riders use them too.

For cycling I wear my mesh jacket from my motorcycling days, lots of armor in all the right place, light, and (fairly) cool:

2011-Alpinestars-Verona-Air-Jacket-Desert.jpg
 
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