Seems a little low but if your battery is new, there could be a calibration involved. I weigh a more than you and ride 25 miles/day. If I ride half the distance at Tour and half the distance at Power I finish with about 37% of charge. However no matter what I do, when I charge the battery I never start with more than 92-95%, the initial loss of battery life on the gauge is rapid (from 95% to 70%), then it seems to slow (so the battery gauge does not seem to be linear with riding distance). Also, note that power can cut out anywhere from 7-10%. I have the larger 14.5 battery on an Elite and I have 2 of them and they both behave the same. So if you have the lower capacity battery, maybe it is about the same?!
I ride with 40PSI in front and 45 in back. I have tried to lower the PSI to 35 (front and back) and it is more comfortable, but got 2 flat tires within 100 miles and the flats occured on the inside of the tube, so I increased the PSI.