I plan on greasing mine when/if there's cause, noise for instance. I have an expensive motor, a MAC, but what I paid for it has nothing to do with whether I would grease it or not. If it were to get noisy on me, or have any other issue for that matter, it would be pulled down. Even if I could replace it for 40.00.
Not that I've looked into what's involved extensively, but from what I have been able to gather, it's not a job for the faint of heart. There are some incredibly strong magnets involved, that would just love a chance to reach out and bite you given the chance I'm sure. There will be gear pullers involved I believe, to remove the armature from the case. The magnets will have quite a grip on it, taking a puller to seperate them safely.
I don't think I would pull it down as part of an annual maintenance, not unless I was riding it a lot more than I am. If I were commuting for instance, I would likely be paying more attention.