I just counted, the chainring is 42. So your cadence will have to be around 100 (42/14=3 300/3 is 100) to go 20 mph. That correlates to pretty much everyone's experience, you can't pedal fast enough in PAS5 to actually help the bike. You'd have to change the chainring to a 60T in order to get the needed cadence down to a comfortable 60. I don't know if a 60T chainring can be fitted, but you can ask your local bike shop after you get your bike (you'll need more links in your chain, as well). Note that moving the chainring to a 60 increases your lowest gear from 1:1.5 to 1:2.1 which isn't great for climbing hills.