Cassidy, a big piece of your call is going to be the geared vs. direct hub decision. Take your time here as there are a lot of things to consider. The tip of the iceberg - while the geared may climb and accelerate better at low speeds, they are not as quiet and there is increased maintenance required due to the gears. They also do not transfer heat as well as the direct drive, and take longer to cool after being stressed. The reason the direct drive are larger diameter is to take advantage of the extra torque they can deliver due to that. And on and on..... There is no right or wrong here. This is all about your available choices to satisfy how you see yourself riding most often.
I have an '18 Rad City and I flat love the bike, but I'm getting ready to put it's 3rd motor in it. I'm a big guy, over 300 pounds, with a couple of "kit" bikes I built myself previous to buying the Rad. Turns out those kit bikes spoiled me a bit, showing me what could be done electronically with the bike's controls. This led me to install a "kit" on my 6 week old bike - that included a 1500w direct drive motor. Me being the larger and older type, and rarely seeing over 20 mph (on purpose) I find the DD sometimes lacking in the hill climbing power I need as the bike is often used in a rolling hills coastal type area. My weight (the load on the bike) is causing it to strain on the longer taller hills.
So, this bike is about to recieve it's 3rd (!!) motor. I ordered a MAC 12t geared rear hub motor to install on it. MAC has a pretty good reputation for building quality gear drive rear hubs - but you don't see them on production bike much. Damn the extra noise, damn the potential extra maintenance, damn the cooling issues, my priority now is to see what this hub will do for my riding style. On paper, I should have nearly double the torque from a standing start while using considerably less power under the conditions I normally ride in! We'll see... -Al