Did you mean to say "amps"? It's the amount of power in the current that can fry you. Car batteries are only 12V, but can generate 350 amps for over 4000 W and it's DC, which means once your muscles contract into position they don't let go. But then your somewhat discharged electric bike battery still has 40-something volts and can deliver 20-30 amps, pretty sure that's enough to lock your hands into place.
Yeah, I've been zapped by 120 V AC on a 30 amp breaker circuit, but AC tends to make your hands rebound unless you're willfully stupid.
Nope, you are 100% wrong.
I am a 40 year + EE, this is basic 1 year ohms law (V=IR) stuff.
You need a large "potential difference" as in Volts to allow "current" as in amps to flow in the human body.
You can touch the terminals a 12 volt car battery with your hands, the resistance of the body is too high to allow enough current to flow. Don't touch your tongue across the terminals.
As I said 60 volts DC is the threshold for more protection.
FYI Defibrillators typically run 100-1000 volts DC