If you go climb mountains in Pakistan, Nepal, India, or China. Because if you didn't fork over for rescue insurance you are on your own.
Some decades ago I was involved in a mountaineering accident in Alaska and all of our party were billed for the rescue. It certainly didn't cover all of the costs and I happily paid my share.
I'm not sure we are discussing Pakistan, Nepal, India or China. If we are, I will bow out as what they do has nothing to do with me.