That is a terrible idea.
I have heard of some countries in Asia or somewhere made it so that it is drivers' responsibility to protect cyclists and pedestrians.
Which initially made sense. Car drivers have license, and cyclists and pedestrians don't, therefore, car drivers should know better.
And what ended up happening was that, because car driver was automatically being blamed, numbers of people trying to make quick cash, or desperate people about to file bankruptcy were getting hit by a car intentionally and getting a huge insurance compensation.