As the OP, yes I disagree. I can fix cars, motorcycles, boats and yes, even bicycles. I'm an Electrical and Electronic Engineer by education, but you didn't ask me, you just presumed. The reason I chose not to DIY is not ability but lack of time.
The reason we're going low cost is because we don't know how much we're going to use the bikes. I don't want to invest $3,000 to 4,000 on the bikes that may end up collecting dust. If we like riding our Ebikes, we can always upgrade in the future. But right now we are looking for entry level bikes.
Right now, the Lectric XP Lite checks all our boxes. I haven't heard any other suggestions that fit our needs. I will probably end up ordering that. And I'll review it when we get it, in the appropriate forum.
Thanks to the people who suggested different models
Slightly different take. I get where you are coming from not knowing if these bikes are going to be used often enough to justify the money spent on them. But just tossing out the fact RAD bikes have an incredible resale value. Likely one that better than anything else available. Tons written on that topic, but the point is, a RAD may let you spend a little more, knowing the gamble is minimized due to the resale value.
I'm cheap, went into it thinking like you, not knowing if or how much they would be used. I built my first, had that for a year and realized I was hopelessly hooked on e-bikes. I bought a Rad, and have had 3 more bikes since. Knowing that the bike is going to be used daily as long as I'm able (I'm 71). Today I'm focused on bike features way more than what they cost. Because I ride daily, cost is easily justified....
Bottom line, sure, many will agree that this first bike purchase is a giant leap of faith, but the vast majority of those making it will be wearing this giant grin for months afterward. Then, MANY of us will ride that first bike for a month or 2, then start mentally building a check list of the "must haves" the second bike will have. The first one will teach you a TON, making you a much more informed buyer, that's generally willing to spend way more than what that first bike cost, to get one that will really get the job done for you. The killer is, then you start looking for a third.....
A RAD bike will be easy to sell without loosing a lot of your investment. Though I've sold off others, I still have my '17 RAD, can't bring myself to sell it, it's now used as an "extra" bike.
Last thought, I think a hitch mounted bike rack of the right design might let you look at more conventional bikes - without worry about lifting them into the back of a car. And to take that just one step further, we do 99% of our riding right from the house. -Al