I'm sorry but as far as I have read (know) the idea that the "battery balances" at full charge is internet bullshit that has been repeated so many times that it's become fact.... That is unless you have a balance BMS which the majority of us do not.
Every pack I have ever bought has a balancing BMS. Not to have one is a sign of a crap battery pack. Maybe if you are out buying Liitokala or UPP packs on AliExpress, a balancing BMS isn't there, but not if you're buying quality from a reputable seller.
Now, in the RC world, balancing BMS' are in fact rare. But thats RC not ebike.
Even then it's even argued that the extra heat created by a Balance BMS is counter productive as well as cost prohibitive.
I can't imagine why. Frankly that contention sounds ridiculous. The balancing procedure is the teeniest of power trickles into a pack. You can watch it happen if you have a Satiator, or a simple watt meter attached to your charge line. Little blips every 10 seconds or so of 0.1 or 0.2a as things get shifted around inside the pack. The voltage water line dips down a teeny bit as part of the balancing, and the charger engages for no more than a half second to feed in just a teeny bit of power. The process repeats in a few seconds and if you have time on your hands, you can sit and watch the intervals lengthen between these blips until finally the charger either stops doing this at all, or the Satiator trips some sort of threshold and it shows 'charge complete' on screen.
Nothing in that process would generate any heat worth any level of concern.
If your charger /BMS combo allow for additional charging after the green light comes on ( some do not) You're toping the cells off... That's it.
Topping off in my opinion is stressing the cells for very little gain.
I have no experience with 'green light' chargers other than to know they tend to be bottom of the barrel in terms of quality. They're a black box in terms of the logic built into them, and not something I would ever use after having done so for the first year or so of having an ebike and never since.
I don't see how 'topping off' is an issue. I mean... you have cells that have a voltage level. A CC+CV mode charger will dribble in power at the end of the process at VERY low levels. half of one amp. 0.2 of an amp. Peanuts.
The less you charge/discharge the better it is for your battery. I'm not suggesting that you leave yourself stranded for the sake of your battery but if you find yourself often returning home with battery to spare... lower your charge level accordingly.
Yes, but subject to not draining the pack down low, since excessive depth of discharge is about as bad as charging to 100%. If you can charge to say 55v on a 52v pack and you drain it down to say 49v or 50v, there's no benefit to charging only to 54v or 53v next time. You're in the sweet spot already.