E-bike Insurance

2fortheRoad

New Member
Region
USA
Hello! My husband & I have Electra Vale GO EQ S bikes that we purchased in January - they are a lot of fun to ride - we love them! Just wondering if anyone has purchased insurance for your Class 1 e-bike? We contacted our insurance company & were told they aren’t covered under our personal property insurance or our car insurance but they could cover them under a separate policy. I have seen a couple companies online that are just for E-bike insurance - does anyone have any experience with these companies that you could share?
 
Hello! My husband & I have Electra Vale GO EQ S bikes that we purchased in January - they are a lot of fun to ride - we love them! Just wondering if anyone has purchased insurance for your Class 1 e-bike? We contacted our insurance company & were told they aren’t covered under our personal property insurance or our car insurance but they could cover them under a separate policy. I have seen a couple companies online that are just for E-bike insurance - does anyone have any experience with these companies that you could share?
Good question. I am taking delivery of 2 Specialized Como 4.0 IGH bikes and a carrier this coming week. A very expensive transaction. I have asked my State Farm agent about coverage for things like theft, damage, and general liability.
 
My contents insurance covers eBikes up to £3500 only. As our R&Ms are over this, we’ve had to take out separate eBike insurance.

However, there are many companies in the U.K. providing this service now. But you do have to check carefully the cover they offer as this can vary considerably.

They all though, have specific requirements for bike security.

DG…
 
You may find these recent threads to be helpful:



(You may find more using the Search function; those just happen to be two that I knew about off the top of my head.)

Good luck!
 
I called my insurance company & asked, but it was kinda pricey. I forget how much but seems like it was more than a buck/day. That's getting up there to what I pay for truck insurance, so I declined.
 
Smith and Wesson provides a reasonable rate that you only have to buy once. However, batteries are not included. 😉
 
Back