Greetings! I'm new to the forums and to the world of ebikes. I'm busily researching which bike to buy and I have a basic question. 28 MPH ebikes are technically illegal in NY State, which is where I live. I've been following other threads here that discuss how much of an issue/risk that is or isn't, so that question lurks in the background, but it's not my key concern. My basic question is this: Is the tradeoff between 20 MPH and 28 MPH bikes just speed, or is it also power/hill climbing capability? I don't have a compelling need to ride at upwards of 28 MPH...when I ride a standard pedal bike at around 20 MPH, that feels to me like a fast, satisfying speed that allows me to feel like I'm still in control. And I'm not buying the ebike for commuting purposes or to replace a car, just for around town riding and possibly longer tours. But hill climbing capability is absolutely key for me...I live at the top of a fairly long and steep hill (significant downhill of close to a mile in both directions), such that I really don't ride my pedal bike from my house (i.e., currently need to put the bike on my car rack and drive to flatter terrain). All of the surrounding areas here are very hilly, so truly enjoying riding around the region will require really good hill-climbing power. I'm interested in members' views on this. I should add I have a fairly healthy budget (would spend around $4K) and I've been looking at Trek and Specialized ebikes, but would welcome other suggestions.