I ride in winter snow and Ice. A real issue is snow and ice can build up in the drive and freeze solid. See my avatar and banner when you hover over it. I ride on gravel roads and a packed limestone rail trail. With the ice and snow buildup comes gravel and dirt buildup. Chain cuts through the ice and dirt, but derailleurs can stop functioning from ice, which can prevent you from changing gears. Not too big a deal, most winter riding I'm not riding fast, and I usually pick a gear and stay there. I've had on occasion had to free up the derailleur.I live in Minnesota on a gravel road. Once we get snow, the gravel road is dangerous for e-biking. However, I am not that far from asphalt. I am considering a fat tire belt-driven e-bike for casual winter riding. What are some of my better choices?