I think it wise to question the charge and discharge limits. However, I think we're good with the stock stuff. Here's my thinking...
The charger says it outputs 2A. The data sheet for our cells states a capacity of 2.7Ah. That equates to a max C rating of 0.74 (= 2/2.7), well within the generic recommended range of 0.5 and 1.0 for our (18650) cells. Sure, a lower charging current will be better but *how* much better? To me, not enough to worry about. It already takes 5+ hours to fully charge a depleted pack. I wouldn't want to wait any longer (because I often times ride twice a day on the weekends).
As you know, charging rate isn't everything. So what's the upper voltage charging cutoff point? Every time I pull my pack off the charger, it registers 54.6V exactly. Seeing how we have a 13S pack (13 groups of cells wired in Series), that means each cell is charged to 4.2V (= 54.6/13). This happens to be the cell's upper charging limit, per its data sheet (attached). I'm comfortable with charging to the max every time because I ride frequently. But if I was going to take a hiatus, I would make sure the pack was 46.8V (3.6V per cell). You want some juice in there but not too much.
Regarding discharge, our controller says there is a 40V low voltage cutoff. Thus, the controller will not allow the cells to work if their voltage drops lower than 3.08V (= 40/13). Some people are adamant this is too low, others don't fret until the 2's. And quite a few 18650 cells' data sheets say their discharge cutoff voltage is 2.75V. Like a grade school teacher's answer key, answers may vary.
In real life action though, I haven't seen my pack drop below 44V, which is 3.3V per cell. And I push the limits of that last bar on a regular basis. (I'm guessing the BMS in the battery pack has a higher low voltage cutoff.)
Of course, all this is predicated on the fact that the stated limits are the actual limits. I can't speak to that.
By the way, I'm no expert but I do like to learn how things work. So if I'm off base, someone call me out. Or, on the flip side, if this is common knowledge, let me know and I'll keep my trap shut.