Somebody correct me if I'm wrong, but I remember reading this somewhere and I'm like 95% sure, but not 100% sure.
Stromer has direct drive motor. Which means, the motor (stator) is directly attached to the hub.
If you turn the power off, the motor will act like a brake. This is why Stromer can have lock mode for theft prevention when power is off, because the magnets in the motor can act as a lock.
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Again, somebody correct me if I'm wrong.
But I believe Stromer does not have a clutch (or anything to detach motor and hub when motor is not powered).
Ok if you are interested, there are some great threads on endless sphere such as this one:
https://endless-sphere.com/forums/viewtopic.php?f=2&t=7891. You should be able to find technical answers to your question.
I will try to put it in layman's terms as much as possible.
I wouldn't start with an internal combustion engine analogy. Although regen braking has similarities with engine braking still it is not identical. The brake in this case is an electrical one not a mechanical one.
First of all, yes direct drive motors don't have a clutch, so they always have to turn. It causes a little bit of drag but it is not that significant.
Second, when you don't supply current, leave the circuit open, these motors will not brake. If that was the case you wouldn't be able to ride the bike when the battery was taken off. If I am not mistaken, the anti theft lock on Stromer is most likely an eddy current brake.
But these two are very unlikely to be the cause of OP's problem.
The concept in ebikes that is similar to engine braking is regenerative braking. When the motor is supporting the rider the current flows from the battery to the motor and to the ground of the battery.
When the motor is spinning a back EMF is generated. If this back EMF is greater than the input voltage of the motor than a current in the opposite direction will begin to flow, hence the motor turns into a generator and begins to charge the battery. This conversion of kinetic energy to electrical energy is effectively braking.
Now, it is possible when going downhill, the speed gets high enough that the back EMF actually exceeds the maximum system voltage that can be supplied by the battery and if the controller keeps the circuit closed then it will naturally go into this regen braking mode. However this will happen only if the controller keeps the circuit closed. I don't know if this is the case with Stromer.
And even if this is the case, I'd say it should still be at least 35-40mph until you hit this barrier. Ravi did a long climb and descent and in his descent he hit 35+mph speeds when going downhill with this ST2 if memory serves me right.
@tbar23 If I were you I would try two things. First try to see if you are actually regenerating. Second, if you can, take the battery off and ride downhill to see if you are still hitting the barrier.
Best of luck