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Thanks for your response. You’re right, I misspoke Velosurance’s policy. Yes, 20mph limit on throttle alone. I have a Civi Cheetah. It’s my first electric bike. The Civi Bike website says it is Class 3. EBR did specify in its review that in specific configurations, it could be considered a moped.

Thanks Dewey. I am actually a homeowner, so I'll check in with my insurance company. I was assuming since my Cheetah has a motor they wouldn't cover it. I will definitely double check though.

Hi all! so I just tried to Insurance my new Civi Cheetah with Velosurance. It’s a class 3 e-bike and can go up to 28mph with the throttle alone. Apparently Velosurance won’t insure e-bikes that go passed 20mph. Anybody have any recommendations for companies that will insure class 3 e-bikes...

Hi guys! I’m new to the group, and electric bikes really. Do any of you have the Civi Cheetah? I’d really like to hear everyone’s experiences and impressions. I’ve seen a few you YouTube videos and it seems great Thanks!