US health insurance and mtb

Chargeride

Well-Known Member
I watch endless videos of ridiculous mountain bike stunts in the States, amateurs and professional, but how does this relate to your private health insurance.
Do you need to tick an extra box on the form, are you free to be reckless?
Do pressure groups turn up with pitchforks against risky sports because you are increasing everyones premiums.

Do only people with insurance push the envelope, or am I watching kids risking a lifetimes debt to do a backflip?
 
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