Odd predicament. I was all set to order my first bike - a Specialized Como 4.0 from a local dealer. I have a bunch of AMEX points and I intended to purchase the bike with the card and cover the expense with points. This is on me, but just prior to making the purchase, I discovered that this is the most expensive (dumbest) way to redeem the points: $1 = 167 points. Compare this with using the points on REI: $1 = 100 points. The problem is that REI does not sell Specialized and their ebike selection is limited. The closest bike I can find that seems to be comparable is the Electra Vale Go! 9D EQ. They do have a couple of Cannondale models that a friend said to avoid. Anybody have advice?