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Jay: Good news. Please get the coverage in writing (email) confirming that they will cover electric motored bicycles, at home and away from home. Unless it's in writing it isn't worth one dollar. Dave

Yes, you can add an endorsement to your home insurance policy usually for around 10% of the bike value and depending on your insurance company the coverage may depreciate the bike's value. Here are the 10 most important questions to consider when discussing bike insurance with a home insurance...

Hi John: Don't panic. I reviewed your quote, added the "base" Turbo and came up with a multi bike discount I will email you direct with a revised quote for both bikes that is less than you received for your bike. Here is the bicycle vs car insurance cost analysis. Please keep in mind that the...

Hi MLB: Motorcycle and auto insurance have been around for 70 years +/-. Bicycle insurance became available 3 years ago. In another 67 years we will have the empirical information we need to fine tune premiums but until then we have to go with what we know. (1) a bicycle is easy to steal and...

True words........Liability is a huge issue for e-bike owners. Most home insurance will decline claims for e-bikes because they have a "motor". The auto insurance companies won't insure an e-bike because it doesn't have a VIN# and/or are not state regulated. Velosurance offers liability only...

Mark: You read it right. Your bike meets the underwriting requirements for a Velosurance policy. Max speed under power alone, no pedaling = 20mph. There is no upper limit speed for pedal assist. Most of the bikes we insure are often ridden in the 20 to 30 mph range and those are pedal power...

Velosurance policies insure e-bikes with up to 750 watts of power and e-bikes that do not exceed 20mph under power alone. Staying within these parameters the e-bike meets the Federal definition of a bicycle. The Velosurance policy was initially written to insure only pedal power bicycles. We...

Insurance inquiries are shown only on your personal credit report. They are not provided to lenders, so they are not considered in credit score calculations or lending decisions and they have zero effect on your credit score. Read more....

Fitz we love to hear about our policy being used for road side rescue. Velosurance bicycle insurance road side assistance is the best deal out there. BTW a 26" tube will stretch over any size rim up to 29". Dave

Uninsured Motorist auto coverage is insurance to guard against medical injuries when those injuries are caused by another car/auto that has no insurance, insufficient insurance, or cannot be identified, such as a hit and run. We recommend that all our clients make absolutely sure that their...

It is the same concept. When you and your bike are stranded out on the road call our Roadside Assitance 800# and the service company will send a vehicle to take you and your bike up to 35 miles where ever you need to go. Clients who have used this tell me the service vehicle arrived within 30...

With 15+ years in general insurance I am happy to answer any general insurance questions, not just questions relating to e-bikes. Ask away.

Accidents happen, and you shouldn't be faced with increased premiums for the occasional claim. There may be future premium increases based on regional claims frequency but at this time there are no individual occasional claim increases anticipated. The policy covers accidental loss/damage and...

I am here to answer all your e-bike insurance questions, so fire away! Dave

Co founder Velosurance