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    Starting my ebike purchase journey

    I contacted the road commission and left a message to determine if they maintain elevation data for roads in the county. If they have such a service, I will forward the appropriate person to contact.
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    Starting my ebike purchase journey

    I am not aware of one. Possibly your local road commission may have the gradient for some of the roads in your area. If you have a friend that has a GPS that is capable of measuring grades, have him/her ride with you to determine the grade percentages you are dealing with. What state and county...
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    Starting my ebike purchase journey

    The best way to get in shape is to gradually increase your ride distance. Some new riders attempt to ride 20 miles or more from the start and end up being injured. You need to work up to longer distances a little at a time. You will get there, just be patient. Judging from your comments that...
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    Compulsory insurance "likely" on ebikes if 3-class becomes federal law

    Each state and insurance company are different. I feel it is very important to carry liability insurance, collision, and comprehensive. If you are involved in an accident in which you are at fault, you better have liability insurance. This also pertains to standard bikes also. Make sure you...
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    Starting my ebike purchase journey

    Just a tip to protect your knee(s), when you encounter a grade, choose a lower gear. This will give you a mechanical advantage and put less stress on your knees. It also will take less energy out of your battery and increase your range.
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    Bike insurance

    Thanks for sharing. Looks like excellent coverage for the money.
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    Bike insurance

    It is a personal choice whether or not to carry liability insurance on your e-bike. In this crazy world where there are so many lawsuits being brought for pain and suffering, it makes sense to me to protect yourself by having an appropriate amount of liability insurance. In my situation I pay...
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    Bike insurance

    If you have any questions regarding what your policy covers, ask your agent and get the answers in writing. In my situation, the agent had my ebike insured under my homeowners policy which was not correct. If I had a claim, my insurance company would have denied it!
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    Compulsory insurance "likely" on ebikes if 3-class becomes federal law

    Probably slim. However, being involved in an automobile accident is also unlikely. Having your house catch on fire is not very likely. However, they are also possible. That is why we have insurance.....to protect us against a moment where we have a lapse of judgement and do something negligent.
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    Compulsory insurance "likely" on ebikes if 3-class becomes federal law

    If you are riding your ebike (or any bicycle) and strike a pedestrian, and are found to be negligent, and the pedestrian is permanently disabled, most likely you will be sued. If you have no liability coverage, and are found guilty of negligence, you will have to pay the judgement against you...
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    Bike insurance

    My insurance company (Auto-Owners Michigan) requires that my ebike be insured under my auto policy. Originally it was insured under my homeowners insurance. I read in this forum where the owner of a Class 2 bike had his bike stolen. When he filed a claim the insurance company denied his claim...
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    Insuranse rejects a claim on the basis that e-bike is a motorized vehicle.

    The "auto" policy describes my e-bike in two ways. 1. "Trek Allant E Bike and in a footnote - 2. Moped, Motorscooter 1 - 100cc. I have told my agent and the company that my ebike is not a moped (with a 100cc engine) but they have not backed down on my objections. As to the price, I dropped the...
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    So....How do you like your Allant + 8s? Any questions?

    So....How do you like your Allant + 8s? Any questions?
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    Insuranse rejects a claim on the basis that e-bike is a motorized vehicle.

    I have not had my bike stolen. This thread was started by a guy in California who had a Class 2 bike that was stolen and the company that he was with denied coverage under his renters policy. After I read about his plight I decided to double check what my coverage is. My e-bike was originally...
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    Winter Biking Advice From A Minnesotan

    There is nothing better than merino wool. Expensive though unless you can find on eBay or Marketplace. All of my wool is from iBex which went out of business. They have since reopened but have less than half of a selection than before. Their wool is washable and you can put it in the dryer. I...
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    Check with your insurance agent if you're looking to insure...

    I just went through a long process of reviewing insurance coverage for my Class 3 bike with my agent and the company insurance underwriter. My insurance company (Auto-Owners Michigan) has finally decided that my e-bike must be insured on my auto policy as they consider it to be similar to a...
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    Bicycle passing law

    Michigan has a three foot passing law. Efforts are underway by the bicycle community to change that to five feet. Many communities have enacted their own five foot ordinances. https://www.michigan.gov/msp/0,4643,7-123-72297_64773_22760-356422--,00.html...
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    Insuranse rejects a claim on the basis that e-bike is a motorized vehicle.

    After several discussions with my insurance agent and the company underwriter, they continue to insist that the ebike must be insured under my automotive policy as a moped. I lowered the value of the ebike from $6k to $4k to lessen the annual premium ($175.73). I also took all the medical...
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    Juiced Ripcurrent S Cassette Swap

    Hello! In my opinion, going from a 11-32 to a 11-34 or 11-36 will not make much of a difference. I live in Michigan and the area I am in has a lot of 10-15% grades which are nearly impossible to climb with standard gearing. At 78 years, and with both knees bone on bone I have had to custom...
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    Insuranse rejects a claim on the basis that e-bike is a motorized vehicle.

    So, The insurance company has communicated to me that the annual premium will be $309.48. It appears that they have classified my ebike as a moped because of the potential to pedal the bike up to 28 m.p.h. I have complained to this insurance company as to what they have charged to insure my...
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