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Mine is a separate policy, $75/year, covers my Rad along with billiards equipment worth far more. Might be high variability due to risk by area, but that sounds excessive at 6x the cost

Ask them specifically about a "Personal Articles Policy"

@LimboJim That's odd. I'm probably the last one here to learn this, but just read that the federal government defines them ("low speed electric bicycle") in terms of a 20MPH cap on the assist. Guess they're pulling that 15MPH out of a hat? "For the purpose of this section, the term `low-speed...

I'm sure it varies from one provider to another, and indeed one policy to another (especially in different states). In at least some cases, as with mine, the homeowners policy provides individual liability insurance that extends beyond the home. The most effective solution would be to simply...

It is, but it's very affordable if you aren't concerned about having liability coverage separate from your homeowners, or about things like race fee reimbursement, etc. In chatting with the agent, it wouldn't cover a DIY ebike, but any standard class 1 or 2 should definitely be no issue. Not...

Ok, so in further discussion with my agent, turns out that there is a cited exclusion for 'bicycles' under the policy, but agents are able to submit e-bikes for inclusion as an electric assist bicycle to the underwriter and have it approved. Just had mine added. For other State Farm-insured...

I spoke with the agent this afternoon. She is aware of the exclusion and believes that she can file to have it added as an exception with the motor differentiating it enough to qualify, and has successfully had electric scooters added to - and claims covered by - that policy type in the past...

Update - I need to have words with my agent. I pulled up the State Farm policy itself to get the 'code' on a request, and on reviewing it there's a specific exclusion for bikes. My apologies to all on what turned out to be misinformation. I'll update the top post as well.

@gkgeiger I'm in SC. If it helps, State Farm defines the 'Policy Type' as a "Personal Articles" policy, and the specific 'Class of Property' is defined as "Sports Equipment."

With my new ebike scheduled for delivery in a week, I was looking into insurance options and got quotes from velosurance and spokes insurance, ranging from $130-150 for a class 2 $1500 bike, not including liability, but including about $15 for roadside assistance. I'd read that car insurance and...

You won't be able to see your bike in advance of purchase unless you're buying from their Seattle showroom, but you may be able to find a place local to you that rents them or uses Rad bikes for bike tours. If so, even if they don't have the specific model you are looking at, you should be able...

The technology, not necessarily, but the pricing for comparable package seems to be moving down at a fairly good clip. Ebikes have been around a good while, but it seems with the surge of interest some sellers are looking to capitalize and lowering prices based on economy of scale to attract...

Another nice one. I have come to the conclusion that ebikes are like cellphones in that there is always a better-specced, better value product coming 1-2 months behind the best option one might decide on at any given point — though ebikes are a much less matured product, so the differences...

Ride1Up doesn't fold. As I gave it more and more consideration while deliberating, that kept retaining a great deal of weight in the decision — being able to tote it to more remote riding destinations or for needed service without the need or expense of a rack, or more readily in case of a...

Looks like a fantastic bike - congratulations! Had it been readily available for shipping I might we'll have pulled the trigger on that, but ended up going with the RadMini4 for portability and availability. I suspect we'll both be very happy with our respective decisions.

So I kept looking at Rad, mostly the RadMini 4, and every day I'd see another that make me think "ooh, this has _____" but there were always drawbacks, e.g. preorder with who-knows-when actual delivery, unknown company, questionable support, etc, and I kept going back to Rad. Ordered the...

Getting ready to order my first e-bike this weekend. Definitely getting one with throttle, but not so much because I anticipate using it; biggest reason is simply peace of mind. PAS doesn't do you any good helping to push a 70 lb bike when the chain fails; throttle does. It's not like there's...

Ok, I'm sold on not waiting on a pre-order. Not worth losing 1-2 months (or potentially even more) of prime enjoyment weather. So in full disclosure, I'd never known that May was "National Bike Month" in the USA. Anyone recall if Rad (or others) do any promotions in 'celebration'?

Thanks for the 1st hand insights @indianajo . Also noted that the actual warranty to which they would be bound specifies it is voided above 275lbs - assuming that's an oversight since both the 700 and LMT'D say they can handle 300. Ugh... I could probably go at this again and again and delay...

That's awesome, and considerably lighter than the Rad - while still rated to handle my not-considerably-light 250 lbs. I've read a lot of positive reviews on the Bafang motors in terms of reliability, not seen much mention of the MXUS. I'm assuming they wouldn't have selected that were it not...